Oregon Bankers Association - Independent Community Banks of Oregon

Analyzing Bank Performance

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AIB Course Code: 7522

Course Length: 7 weeks

Course Description:
Analyzing Bank Performance provides participants with all of the tools needed to analyze their bank's financial performance. During this class, participants will analyze their own bank's performance.

Audience:
This course is designed for junior-level bank officers all the way up through CEOs who need to analyze their bank's performance.

Learning Objectives:
After successfully completing this program, you will be able to:

  • Identify the key balance sheet and income items for a bank
  • Use the Uniform Bank Performance Report to analyze their bank's performance over time and compare that with other banks
  • Identify the major factors affecting bank performance
  • Analyze the profitability of various lines of business within the bank using a variety of measures
  • Utilize the concepts of economic value added and the balanced scorecard in assessing their bank's performance
  • Identify the key drivers on non-interest income and non-interest expense and various strategies for managing them
  • Evaluate customer profitability within the bank

Textbook: 
Bank Management, 6th Edition, by Timothy W. Koch and S. Scott MacDonald, Thomson Learning 2005.
Note: This course does not include a textbook and assumes that you or your bank already has one for your use. If you need a textbook, please register for the course which includes one.

Course Credits: AIB: 2.0; CPE: 25.0

Prerequisites:
Participants should have previously taken a basic accounting course and must have experience using Microsoft Excel.

Required Software: Microsoft Excel