Oregon Bankers Association - Independent Community Banks of Oregon

Consumer Lending

AIB Course Code: 7008

Course Length: 16 weeks

Course Description:
This up-to-date, insider's view of consumer lending offers essential information about the regulations governing credit practices, and reviews loan processing, cross-selling, and collections.

Audience:
Entry-level consumer lenders, consumer credit personnel, and bank employees who need to understand consumer credit.

Learning Objectives:
After successfully completing this program, you will be able to:

Identify components of the consumer installment credit market
Describe various loan products
Trace the lending process
Apply credit math and loan pricing principles
Recognize variables that affect loan structure
Identify opportunities for cross-selling bank products

Textbook:
Consumer Lending, 5th edition, American Bankers Association, 2006

Course Credits: AIB: 3.0; ICB: 45 (CLBB)

ACE College Credit Recommendation
In the upper division baccalaureate degree category, 3 semester hours in Banking

Prerequisites: None

Required Software: None